Safeguarding Practitioners Amid Changing Legal Landscapes
Following the Dobbs decision in 2022, women's reproductive healthcare practitioners are operating within unprecedented legal and medical environments. TDC Specialty recognizes the uncertainty posed by various state laws impacting this specialized area of medicine. We are pleased to introduce Reproductive Health Defense Protection—coverage in support of healthcare practitioners facing these complex legal landscapes.
This coverage allows reproductive health practitioners to confidently practice within what they believe to be the standard of care by providing a legal defense against civil or criminal allegations.
An endorsement is available for medical practitioners covered under our primary Hospital and Medical Facilities policies. A monoline policy is available for TDC Specialty E&S Physicians and for members of The Doctors Company through a licensed E&S broker.
Eligible Risks
- Obstetrician-gynecologist (OB-GYN)
- Maternal-fetal medicine specialist
- Nurse midwife
- Family physician
- Genetic counselor
- Emergency room physician
Coverage Details
- Available defense limits range from $100,000 to $500,000 per medical practitioner
- Dedicated defense limit outside of the primary policy limit (for endorsement)
- Separate or combined defense limits are available for accounts where multiple practitioners are scheduled
- No deductible or retention applies
Additional Information
- Defense-only coverage for healthcare practitioners who allegedly violate state criminal or civil law when rendering reproductive care
- Defense for reproductive healthcare decisions to protect the insured against civil allegations, and against criminal allegations until the insured pleads guilty or nolo contendere or is adjudged guilty
- Currently available in 26 states with reproductive healthcare restrictions, including those with criminal or civil consequences
To learn more about this endorsement or if you have questions, please contact our Business Development team.